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Banyak Promonya, Maksimalkan Untungnya !!

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Saat ini berbagai promo ditawarkan dari berbagai e-wallet  dan bank. Tapi tentunya ada syarat dan ketentuan (s & k) berlaku yang perlu kita cermati sebagai smart buyer. Umumnya, ada nilai minimal transaksi beserta dengan nilai maksimal cashback yang dituliskan pada bagian S & K. Contohnya: Promo Gopay, promo OVO, Digibank, dan masih banyak promo-promo teranyar lainnya.


Promo cashback Gopay

  


Salah satu contoh cashback 40% Gopay untuk beberapa merchantnya adalah untuk produk roti seperti gambar diatas. Hanya ada tulisan “cashback 40%” jika membayar dengan menggunakan GoPay, tapi ada S & K yang berlaku dan tulisan tersebut ditulis dalam ukuran yang kecil pada gambar diatas. Nah, mari kita telaah lebih dalam tentang S & K yang berlaku yang tercantum pada link tersebut:
  • Khusus pembayaran ditempat menggunakan GO-PAY
  • Cashback maksimal Rp20.000/transaksi
  • Maksimal 1 kali transaksi/pengguna/rekan usaha/hari
  • Berlaku 1 kali/perangkat dan IP/hari
  • Berlaku di semua outlet Holland Bakery di Indonesia
  • Minimum transaksi Rp50.000
  • Berlaku untuk semua item
  • Cashback akan diterima maksimal dalam 1x24 jam
  • Promo dapat berubah sewaktu-waktu tanpa pemberitahuan sebelumnya

Tertulis cashback maksimal IDR 20,000 dan minimum transaksi IDR 50,000, jadi kita mendapatkan cashback sebesar 40% jika kita bertransaksi dengan nilai minimum IDR 50,000. Jadi pada promo ini, jika kita membelanjakan IDR 50,000, cashback yang didapatkan adalah IDR 20,000.


Contoh lainnya adalah promo cashback 20% untuk produk pizza seperti diatas, dengan S & K sebgai berikut ini:
  • Khusus pembayaran di tempat menggunakan GO-PAY
  • Maksimal 1 kali transaksi/pengguna/rekan usaha/hari
  • Berlaku 1 kali/Perangkat dan IP/hari
  • Cashback maksimal Rp20.000/transaksi
  • Berlaku di semua outlet Pezzo di Indonesia
  • Tanpa minimum transaksi
  • Berlaku untuk semua item
  • Cashback akan diterima maksimal dalam 1x24 jam
  • Promo dapat berubah sewaktu-waktu tanpa pemberitahuan sebelumnya

Tertulis cashback maksimal IDR 20,000 tanpa minimum transaksi. Jadi pada promo ini, jika kita membelanjakan IDR 50,000, cashback yang didapatkan adalah IDR 10,000.

Sebenarnya, ada lho cara untuk menghitung nominal yang harus kita belanjakan, agar mendapatkan keuntungan cash back yang optimum. Misalnya saja pada promo cashback 20% Pizza, jumlah pembelanjaan untuk mendapatkan keuntungan optimum adalah IDR 100,000.
Rumus hitungannya adalah maksimal cash back / persen cashback.
·          Pada promo roti = IDR 20,000/50% = IDR 50,000
·          Pada promo pizza = IDR 20,000/20% = IDR 100,000


Promo Digibank


No
Merchant
Minimal Transaksi (dalam Rp)
Nilai Hemat
(dalam %)
Nilai Hemat Maksimal (dalam Rp)
Jumlah pembelanjaan untuk mendapatkan keuntungan maksimal
1
Airyrooms.com
-
12%
120.000
1,000,000
2
Bhinneka.com
500.000
12%
200.000
1,666,666
3
Blibli.com
500.000
12%
100.000
833,333
4
Bukalapak.com
1.700.000
12%
250.000
2,083,333
5
Honestbee
500.000
25%
125.000
500,000
6
iLotte.com
120.000
50%
60.000
120,000
7
Shopee ( hanya berlaku via Aplikasi)
700.000
15%
175.000
1,166,666
8
Tokopedia.com
500.000
12%
121.000
1,008,333

Tabel promo dari digibank ini didapatkan melalui email oleh bank tersebut, tetapi untuk kolom “Jumlah pembelanjaan untuk mendapatkan keuntungan maksimal”, perhitungan tersebut dihitung sendiri dengan menggunakan rumus maksimal cash back / persen cashback. Dari beberapa promo yang dihadirkan oleh digibank melalui beberapa merchant-nya, dapat kita lihat bahwa Honestbee dan iLotte.com merupakan merchant yang memberikan jumlah nominal minimal transaksi yang sama dengan jumlah pembelanjaan untuk mendapatkan keuntungan maksimal.




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